Level 2 · Beginner · 4 min
Budget Builder
Split a real salary into needs, wants and savings — and pass the 50/30/20 test.
You'll learn:
- The 50/30/20 budgeting rule
- Paying yourself first
- Balancing a budget to zero
Three people, three monthly take-home salaries. Give every unit of money a job across 8 categories. To pass: needs ≤ 50%, wants ≤ 30%, savings ≥ 20%, and the budget must add up exactly. Each passing budget earns a star.
Use it on your own money
- 50/30/20 Budget Calculator — How should I split my monthly income?
- Zero-Based Budget Calculator — Have I given every dollar a job?
- Emergency Fund Calculator — How big should my emergency fund be?
Next level: Compound Interest Challenge →
Games use simplified scenarios for learning and are not financial advice.