Asset Allocation Calculator
How should I split stocks and bonds?
A classic rule of thumb sets your stock percentage from your age and risk tolerance. It’s a starting point, not a prescription.
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How this calculator works
Stocks % = (100, 110 or 120) − age, kept between 10% and 100%. The rest goes to bonds and other stable assets.
Frequently asked questions
Is this right for me?
Your timeline, income stability and goals matter more than age alone. Target-date funds apply a similar glide path automatically.
Learn more
Results are estimates based on the numbers you enter and simplified assumptions. They are not financial advice. See our disclaimer.