Fixed Deposit (FD / CD) Calculator

How much will my fixed deposit be worth at maturity?

Fixed deposits (FDs), certificates of deposit (CDs) and term deposits pay a guaranteed rate for a fixed period. See exactly what yours will be worth at maturity.

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How this calculator works

Maturity value = P × (1 + r/k)^(k × t), where P is the deposit, r the annual rate, k the number of compounding periods per year and t the term in years. Taxes on interest are not included.

Frequently asked questions

Is FD interest taxable?

In most countries, interest earned on deposits is taxable income. Check your local tax rules.

Can I withdraw early?

Usually yes, but banks often charge a penalty or pay a lower rate for early withdrawal.

Results are estimates based on the numbers you enter and simplified assumptions. They are not financial advice. See our disclaimer.

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