Life Insurance Needs Calculator
How much life insurance do I need?
A simple needs-based estimate of how much cover protects your family if you die.
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How this calculator works
Need = income × years + debts + future goals + final expenses − existing savings and cover. Inflation and investment returns are not included.
Frequently asked questions
Term or whole life?
For most families, term insurance provides large cover at low cost for the years people depend on your income.
Results are estimates based on the numbers you enter and simplified assumptions. They are not financial advice. See our disclaimer.