Real Return Calculator
What is my return after inflation and tax?
A 9% return with 4% inflation doesn’t make you 9% richer. See your real growth in buying power.
How this calculator works
After-tax return = return × (1 − tax rate). Real return = (1 + after-tax return) ÷ (1 + inflation) − 1.
Frequently asked questions
Why does real return matter?
Your goals are in future prices. Planning with real returns keeps everything in today’s money.
Results are estimates based on the numbers you enter and simplified assumptions. They are not financial advice. See our disclaimer.