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How this calculator works
The buyer pays the mortgage and ownership costs while the home appreciates; at the end they sell and keep equity minus selling costs. The renter invests the down payment plus any monthly difference. Whoever spends less each month invests the difference.
Frequently asked questions
What matters most?
How long you stay, local price-to-rent ratios, interest rates and home price growth. Short stays usually favor renting because of buying and selling costs.
Results are estimates based on the numbers you enter and simplified assumptions. They are not financial advice. See our disclaimer.