SIP / Monthly Investment Calculator

What will my monthly investment plan (SIP) be worth?

A systematic investment plan (SIP) invests a fixed amount every month. Add a yearly step-up to match salary increases and watch the effect over time.

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<iframe src="https://money100x.com/embed/sip-calculator" width="100%" height="720" style="border:1px solid #e5e7eb;border-radius:12px" title="SIP / Monthly Investment Calculator" loading="lazy"></iframe><p style="font-size:13px">SIP / Monthly Investment Calculator by <a href="https://money100x.com/tools/sip-calculator">Money100x</a></p>

How this calculator works

Each month the investment grows at the annual return ÷ 12 and your contribution is added. Every 12 months, your monthly contribution increases by the step-up percentage.

Frequently asked questions

What is a step-up SIP?

A step-up increases your monthly investment by a fixed percentage each year — for example 10% — usually in line with income growth. It can dramatically increase the final value.

Are SIP returns guaranteed?

No. Market-linked investments can go up and down. The calculator shows an estimate based on an assumed average return.

Learn more

Dollar cost averaging explained

Results are estimates based on the numbers you enter and simplified assumptions. They are not financial advice. See our disclaimer.